Definition of Terms

 

Bank or Credit Service Provider: A company or association that arranges and services an account for a customer.  The Credit Service Provider is a “middleman” between the customer and the Credit Processor.
Credit Processor: A company whose business is strictly handling Credit Card Verification and electronic transfer of funds.
Merchant Account: An account where customers’ funds are deposited upon settlement.
Front-end Credit Networks: Unitec requires one of the following:
  • FDR/Omaha, ETC type 3, automatic batch clearing via host
  • TSYS 
  • NOVA Hybrid with Auto close
  • Paymentech Host Auto Close (Not for use with WashPay)